The Retirement Income Certified Professional^® (RICP^®) curriculum covers the following topics:

• Understand the steps in creating an effective retirement income plan


• Identify retirement income needs, objectives, and goals by evaluating the client's current situation


• Determine how to choose the appropriate retirement income strategy for clients


• Evaluate income tax issues, estate planning issues, retirement risks, and other threats to an effective retirement income plan


• Integrate risk management tools, products, and strategies to create an effective retirement income plan


• Recommend the optimal age to claim Social Security benefits as appropriate for each client's situation


• Help clients evaluate the factors to consider when determining an appropriate retirement age


• Understand the role of annuities in a retirement income plan


• Understand how executive benefits and retirement benefits for federal and military employees fit into the plan


• Understand the different ways life insurance can be used in planning and how to address the retirement needs of the small business owner


• Understand how to build a retirement income portfolio


• Understand the latest research on strategies for ensuring retirement assets last a lifetime


• Choose the appropriate tax-efficient distribution options from a retirement plan


• Help clients create a health expense budget and navigate the many decisions regarding Medicare and other health care options


• Help clients prepare for their long-term care needs


• Navigate retirement housing decisions and address home equity strategies


• Identify the key ethical issues in retirement income planning


• Create and manage retirement income portfolios appropriate for each client's situation

For more information on the RICP^® certification, please visit the following website: